Supported Currencies

The Bitnob Payouts API enables you to send payouts across multiple countries, currencies, and rails including banks and mobile money wallets.

This section outlines the currencies and corresponding settlement methods currently supported. The list below is a snapshot — Get Supported Countries returns what is live in your environment right now, with per-country requirements under Get Country Details.

Major Supported Currencies and Regions

currency	settlement method	region
GHS (Ghanaian Cedi)	Mobile Money only (MTN MoMo)	Ghana
GMD (Gambian Dalasi)	Mobile Money only (Afrimoney, Qmoney)	The Gambia
KES (Kenyan Shilling)	M-Pesa Mobile Money only (personal number, Paybill, Till)	Kenya
NGN (Nigerian Naira)	NIP Instant Bank Transfers	Nigeria
RWF (Rwandan Franc)	Mobile Money only (MTN MoMo, Airtel Money)	Rwanda
UGX (Ugandan Shilling)	Mobile Money only (MTN MoMo, Airtel Money)	Uganda
USD (United States Dollar)	ACH, Wire Transfer (United States); Local Bank Transfer (43 countries); SWIFT (about 100 countries)	United States, Europe, UAE, India, China, South Africa and more.
XAF (Central African CFA Franc)	Mobile Money only (MTN in Cameroon; Airtel Money, Moov Money in Gabon)	Cameroon, Gabon
XOF (West African CFA Franc)	Mobile Money only (Orange Money, Free Money, Expresso, Wave in Senegal; Orange Money, MTN MoMo, Moov Money in Ivory Coast; Moov Money, Airtel Money in Niger)	Senegal, Ivory Coast, Niger

For current country-specific requirements and available payout rails, see Get Country Details.

Settlement methods

ACH (Automated Clearing House): Used for domestic U.S. bank transfers; typically slower but cheaper.

Wire Transfers: Used for higher-value, urgent international payouts.

NIP (Nigeria): Provides real-time settlement between Nigerian banks through NIBSS.

Mobile Money: Available in Ghana, Kenya, and parts of West and Central Africa for instant consumer payouts.

Availability: The table is a snapshot. Check Get Supported Countries for currently available corridors and Get Country Details for country-specific requirements.

Expanding Access

We are continuously expanding supported currencies, regions, and payout channels based on demand and liquidity availability. Rather than hardcoding this table, query Get Supported Countries so new corridors appear automatically.

If you need a currency or country not listed above, please reach out to your account manager or contact our support team for custom onboarding.

Summary

With Bitnob, you can power global payout operations into:

North America (USD),

Europe (USD),

Africa (GHS, GMD, KES, NGN, RWF, UGX, USD, XAF, XOF),

Asia (USD),

all through a single API.

No need to open dozens of bank accounts across different countries.

No need to negotiate local banking partnerships individually.

One integration. Global reach.